Wednesday, December 31, 2008

Key to Get Out of Debt

The key to getting out of debt is having money left over after paying what you owe. This can be done by saving, budgeting and being frugal with your finances. There are many ways to save money such as: rebates, coupons, discounts. One thing I would recommend would be the Entertainment Book the price is usually $25-$30 but the book pays for itself right away. You can get coupons for fast food joints where you buy one meal and get one free. I just purchased mine for 2009 and through a program where I earn cash back and points the total for my book ended up being only $10.00 with free shipping:). The Entertainment book also has discounts on auto services, hotels, restaurants, movies, etc. I would say it's been well worth the money.

Coupons- If you search online you can find coupons for almost anything. You can also find it in your local newspaper, I prefer to use the newspaper. There are many different programs online where you can print coupons and get points or money for it. Some of these programs are: Quickrewards, Coolsavings and Eversave.

Cash back programs- These are good programs where you spend and earn, there are participating merchants that will give you points or cash back for using the program to purchase from them. For instance, at Upside if you use your card you can get a certain amount of points for each dollar spent. Once you reach 1,000 points you get $10.00 cash back. Mypoints is the same and you can really save there. You get points and can redeem them for nice gift cards.

Rebates- Many companies offer rebate programs, especially cellphone companies.What you want to do is always check to see if the product or service you are interested in buying offers rebates.

Good luck and Happy New Year!
The key to getting out of debt is having money left over after paying what you owe. This can be done by saving, budgeting and being frugal with your finances. There are many ways to save money such as: rebates, coupons, discounts. One thing I would recommend would be the Entertainment Book the price is usually $25-$30 but the book pays for itself right away. You can get coupons for fast food joints where you buy one meal and get one free. I just purchased mine for 2009 and through a program where I earn cash back and points the total for my book ended up being only $10.00 with free shipping:). The Entertainment book also has discounts on auto services, hotels, restaurants, movies, etc. I would say it's been well worth the money.

Coupons- If you search online you can find coupons for almost anything. You can also find it in your local newspaper, I prefer to use the newspaper. There are many different programs online where you can print coupons and get points or money for it. Some of these programs are: Quickrewards, Coolsavings and Eversave.

Cash back programs- These are good programs where you spend and earn, there are participating merchants that will give you points or cash back for using the program to purchase from them. For instance, at Upside if you use your card you can get a certain amount of points for each dollar spent. Once you reach 1,000 points you get $10.00 cash back. Mypoints is the same and you can really save there. You get points and can redeem them for nice gift cards.

Rebates- Many companies offer rebate programs, especially cellphone companies.What you want to do is always check to see if the product or service you are interested in buying offers rebates.

Good luck and Happy New Year!

2 comments:

Hu said...

Indeed, it is very important to get out of Debt.
Joe

Credit Repair said...

Hi,

Great post on the get out of Debt.
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